CHJHRC’s staff will be providing FREE counseling services for financial literacy, pre- and post-purchase, rental, mortgage default/foreclosure, Fair Housing issues/questions and homeless counseling. The webinars are as follows:
I Want to Purchase an Affordable Unit. How Do I Begin?
January 11, 2023 6:00 - 7:00 pm
(Q&A after session)
Want to own a home? Learn what you need to do to purchase a home in the State of NJ Very Low/Low/Moderate Income Program. Topics include what documents are needed to apply, regional preference, how the random selection process works (lottery), CJHRC’s purchase guide and availability list and much more.
I Want to Rent an Affordable Unit. How Do I Begin?
February 8, 2023 6:00 - 7:00 pm
(Q&A after session)
Do you want to apply for one of the State of NJ Very Low/Low/Moderate Income units, but don’t know how or who to contact? Attend this FREE webinar and learn how to apply, documents needed to apply, full application vs a pre application, Federal/State housing programs, CJHRC’s rental unit availability list and rental guide and more.
Virtual Financial Literacy Workshop
February 23, 2023 5:30 - 8:00 pm
63% of Americans are living paycheck to paycheck, don’t have $400 for an emergency and 75% are in debt. What should you do if you are struggling too? Attend CJHRC’s FREE webinar and learn how to create a budget, manage debt, and track personal spending. Participants who enroll in our individual counseling are offered a FREE tri-merge credit report after signing an authorization form and can review it with a counselor.
Car Leasing, Car Buying & NJ Lemon Laws – Overview
March 14, 2023 6:00 - 7:00 pm
(Q&A after session)
Need to buy a car, but don’t know how much you can afford or if you’ll even get a loan? Attend this FREE webinar and learn how to calculate what you can afford and if it fits into your budget, reviewing your credit before shopping for a car, interest rate, negotiable fees, NJ’s Lemon Law and more.
To register for any of the webinars above, contact CJHRC at (908) 446-0036 or go to CHHRC’s Virtual Counseling Programs for HRC Information or for Pre-Purchase Webinar
